Track Your Dividends vs DivTracker vs Incomebrook

Full disclosure before anything else: we make Incomebrook. So read the section below on what Incomebrook is worse at, and judge the rest against it. A comparison page that finds its own product best at everything isn't worth your time.

The one-paragraph version

• TrackYourDividends — the most automated. Web app, links your brokerage, free tier that genuinely works, subscription for the serious features (safety scores, screener, unlimited accounts).
• DivTracker — the best phone experience. Native iOS app with home-screen widgets and notifications, low monthly price, built for checking income while standing in a queue.
• Incomebrook — the one that never asks for anything. No account, holdings stored in your own browser, unlimited holdings free, Pro is one $29 payment. You enter positions by hand; that's the whole trade.

Side by side

Pricing as of October 2026 — all three can change it, so confirm before you pay.

Track Your Dividends

The most complete of the three, and the free tier is not a demo: portfolio tracking, a dividend calendar, dashboard analytics, a dividend calculator and future-value projections, with one linked brokerage account. For a single-broker investor who wants automation and nothing else, that free tier may be the end of the search.

Premium is where its real differentiators sit — unlimited linked accounts, their own dividend safety scores, a dividend screener, and ex-date alert emails. Safety scoring is the one genuinely hard feature in this comparison; neither of the others attempts it, and if you depend on your dividend income, a warning before a cut is worth more than any dashboard.

Worth knowing: published prices disagree. Their beta site lists Premium at $9.99/month, their homepage describes it as under $9/month, and at least one 2026 review lists $79/year. Check the current number on their site rather than trusting any comparison page, this one included.

Pick it if

You want broker sync and dividend-safety research in one place, and a monthly fee for a tool you check weekly reads as obviously worth it.

DivTracker

An iOS-first native app, and the only one of the three that feels built for a phone rather than squeezed onto one. It links US brokerage accounts, shows daily, monthly and annual income views, separates confirmed payments from estimates for holdings that haven't declared yet, supports multiple portfolios, exports to your calendar, sends notifications, and puts your income on a home-screen widget. Coverage extends past the US to LSE, TSX and ASX listings. The per-month price on the App Store starts well below the others.

Two honest caveats. Its review count is thin — one storefront shows roughly 18 ratings averaging 3.4 — so you're relying less on crowd verification than with a larger product, and storefront pricing varies by country. Also check you have the right app: "Dividend Tracker +" is a different product from a different developer.

Pick it if

You're on iPhone, you want a widget showing this month's income, and checking in from your phone is how you'd actually use a tracker.

Incomebrook

Ours, so here's the design decision rather than a sales pitch. Every tracker in this category stores your holdings on its servers, because that's what broker sync requires. We decided manual entry was an acceptable cost to avoid that, so your portfolio is written to your browser's own storage and never transmitted. There's no account to create, because there's nothing on our side to attach one to.

The free tier takes unlimited holdings and includes the income calendar, yield and yield-on-cost, and the snowball projections. Pro is a single $29 payment — multiple portfolios, CSV import, what-if scenarios, calendar export — and there is no subscription, now or later. The six calculators are free and need no sign-up at all.

What Incomebrook is worse at

• No broker sync. You type in your positions and update them when you buy. For an active trader that's a non-starter; for someone who buys monthly and holds, it's about ten minutes once.
• No dividend safety scores or screener. We track what you own; we don't tell you whether a payout is at risk. That's a research product, and Track Your Dividends and Simply Safe Dividends both do it better than a tracker should pretend to.
• Your data is per-device. The direct consequence of storing nothing: your phone won't show what you entered on your laptop. Export and import a JSON file, or keep to one device. Encrypted sync is the obvious fix and we haven't built it yet.
• No native app. It's a website that works well on a phone, which is not the same as a widget on your home screen.
• Clear your browser data and it's gone. Private by construction means no server-side backup. Export occasionally.

Pick it if

You don't want your portfolio in anyone's database, or you're done paying monthly for arithmetic. Those are the two reasons it exists.

Decision shortcut

• Automation matters most: Track Your Dividends.
• Phone-first, widgets, cheap monthly: DivTracker.
• No account, no linking, no subscription: Incomebrook.
• You mainly want to know if a dividend is about to be cut: none of these three — that's research-tool territory.

The useful question isn't which is best, it's which bargain you'd rather make: pay monthly and hand over read access to your brokerage, or do ten minutes of typing and keep everything. Both are defensible. Only one is reversible without losing your history — which is why all three should let you export, and why we'd tell you to walk away from any tracker that doesn't.

If the no-linking half of this appeals, the longer version is dividend trackers that don't need your bank login. Coming from a spreadsheet instead? Start here.